The fastest and most convenient way to convert your Payoneer dollars to pesos for me today is through the integration with Belo. Although I recommend, as soon as you can, open an account in the USA
The reality is that Payoneer is sometimes very useful to get paid from different parts of the world, Australia, Europe, etc... and being able to convert it to pesos quickly is an issue.
#### We have several options:
* What I usually read the most unfortunately is selling the balance to an exchanger, you send a person the Payoneer money to their Payoneer account and that person gives you the money in hand. This brings some complications, first they usually kill you with the commissions, and second if you operate frequently with that account, and that account falls due to misuse, you could get stuck. The benefit is that tax wise this is full barrani.
* Another option that I usually see and more dangerous and has no tax benefit is p2p. From my Payo through some platform, I arrange to send to another Payo account and that person sends me to my bank account in ARS. You are linking both accounts, yours in ARS (Argentine bank) and your Payo account to that of a NN, who may also make a mistake and weaken your two accounts. It can happen, I've read horror stories about this.
* If you have the Payoneer card, there is a safer option, which is to buy cryptocurrencies on a platform that allows purchases with an international debit card, and purchase crypto there. On Binance for example, it can be done using the Payo card. We could buy USDT, and send Lemon, BuenBit, Belo, Ripio the Argentine platform we wanted, then convert to pesos and go to our bank. The benefit is that it is safe, the disadvantage is that we are laundering everything tax-wise, and that the commissions can be high. Binance gives you a hidden commission of around 4% (100USD gives us 96USDT) and then we have the GAS, which can be up to 5usd depending on the network we use to transfer the money.
There are many more options, but these are the ones that I think are the most popular.
#### But let's get to the point:
The last option and for me the best. Belo integration with Payoneer. We can link our accounts (it is tax safe) and transfer from payo to Belo in one click. The money we send goes into USDC, and from there we can do whatever we want, change to pesos (hello 4F1P), send to a crypto friend, go to a cave that accepts Crypto, whatever we want.
How to Integrate Belo with Payoneer
First, we clearly need an account in BELO, and an account in PAYONEER!
1. We log in to Belo and we will receive
2. We choose money from abroad
3. We choose Payoneer
4. We give the OK
5. The Payoneer login opens, we log in
6. We confirm the login with 2FA
7. We allow access:
8. We should see the successful connection:
9. We will be able to see our PAYO balance from Belo
10. We click on what we want to withdraw and click "withdraw" and that's it!
It's that easy, in just a few steps we link the account, and it is connected. The commission is fixed, and it is very fast, the accreditation is instantaneous, which is why when we transfer crypto we must wait for the Network.
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> Original article in Spanish: De Payo a Pesos de forma segura y rápido. Hola Belo!